Privacy Policy

Privacy Policy

Introduction

Welcome to https://business-coverage.storysurge.net (hereinafter referred to as “Business Coverage,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, handling, and protection of personal information in adherence to various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • General Data Protection Regulation (GDPR) of the European Union (EU)
  • Lei Geral de Proteção de Dados (LGPD) of Brazil
  • California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA)
  • Colorado Privacy Act (CPA)
  • Utah Consumer Privacy Act (UCPA)
  • Connecticut Law on Data Privacy (CTDPA)
  • Virginia Consumer Data Protection Act (VCDPA)
  • Protection of Personal Information Act (POPIA) of South Africa, and others.

Scope

This policy applies to all aspects of our online presence, including but not limited to:

  1. Our official website at https://business-coverage.storysurge.net
  2. All applications, services, and products offered under our brand
  3. Any interactive features on our platform
  4. Links to external third-party platforms or services accessible from our site (please note that these third-party privacy policies govern their respective data collection practices).

Processing Activities

This Privacy Policy guides how we interact with you in the following scenarios:

  1. Using Our Applications and Services: As an authorized user, your activities within our apps and services are subject to this policy.
  2. Visiting Our Websites: When you browse our websites, linked to this privacy statement, your online behavior may be tracked and logged.
  3. Communication with Us: This includes receiving newsletters, promotional emails, phone calls, or text messages (SMS) from Business Coverage.

Personal Data Collection

We collect a range of personal data to enhance user experiences and improve our services. Here’s a detailed breakdown:

  1. Account Information: Details required to create and manage your user account on our platform.
  2. Payment Information: Credit card details, billing addresses, and payment history for processing transactions.
  3. Financial Information: This may include bank account numbers, investment portfolios (if provided), or financial transaction records.
  4. Purchase Information: Data related to products or services you’ve purchased from us, including order history and preferences.
  5. Mobile Device Identifiers: Unique device IDs, mobile network information, and browser types for analytics and service optimization.
  6. Location Data: IP addresses, GPS coordinates (when enabled), and location-based services data to personalize content and services.
  7. Feedback and Reviews: Submitted reviews, ratings, comments, or suggestions to improve our products and services.
  8. Social Media Information: Data from social media platforms when you choose to log in via these accounts for a seamless experience.
  9. Product Interest: Details about products or content that you have shown interest in on our platform.

We collect this data through various methods, including:

  • Direct user input (e.g., account registration, profile updates)
  • Automated technologies (cookies, device identifiers)
  • Third-party sources who provide us with aggregated or de-identified data

Cookies

To enhance your experience and gather analytics, we use cookies, which are small text files stored on your browser:

  1. Strictly Necessary Cookies: Essential for navigating our website, ensuring security, and providing basic features.
  2. Preference Cookies: Tailored to user preferences, such as language settings or display choices.
  3. Analytics Cookies: Used to collect statistics about the use of our websites and services, enabling us to understand how users interact with our content.

Users can control non-essential cookies through our built-in Cookie Manager, allowing you to customize your cookie preferences.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes collected or as required by law. Once the purpose is achieved or the legal obligation expires, we securely delete or anonymize the data. This process ensures that your information is not retained beyond its intended use.

Your Rights

Depending on your jurisdiction, you may have specific rights regarding your personal data:

  • Access: The right to request access to and receive a copy of your personal data.
  • Rectification: Correcting or updating inaccurate or incomplete personal information.
  • Erasure (Right to be Forgotten): Deleting or removing your personal data from our systems, subject to certain exceptions.
  • Restriction: Limiting the use or processing of your personal data in specific circumstances.
  • Portability: Obtaining and transferring a copy of your personal data to another service provider.
  • Objection: Opposing the processing of your personal data for specific purposes.
  • Non-Discrimination: The right not to be subject to automated individual decision-making, including profiling, which significantly affects you.

To exercise these rights or for data-related inquiries, please contact our dedicated privacy team via email at [email protected] or by postal mail at [Our Physical Address].

Changes to Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any modifications will be posted on our website, and we encourage you to review it periodically. Your continued use of our services after such changes constitute your acceptance of the updated policy.

Contact Information

For any privacy-related concerns, feedback, unsubscribe requests, or general inquiries, please reach out to us at: